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AI Agent Refund API
Give your AI agent the ability to fix what went wrong.
TodayPay gives AI agents the infrastructure to programmatically refund, reimburse, compensate, and resolve customers when transactions don't go as planned.
Your protection program. Your rules. TodayPay underneath.
Your protection program. Your rules. TodayPay underneath.
Build with the TodayPay API
What is an AI agent refund API?
An AI agent refund API enables an autonomous or semi-autonomous AI system to initiate a financial resolution for a customer programmatically.
Traditional refund APIs generally reverse an existing merchant transaction back through its original payment flow.
TodayPay is designed for a broader problem:
What if the customer needs money and the original transaction can't provide the answer?
TodayPay enables the agent or AI company to initiate a separate customer resolution.
Traditional refund APIs generally reverse an existing merchant transaction back through its original payment flow.
TodayPay is designed for a broader problem:
What if the customer needs money and the original transaction can't provide the answer?
TodayPay enables the agent or AI company to initiate a separate customer resolution.
One API. Multiple resolutions.
Refund
Return value associated with a purchase.
Reimburse
Pay a customer for costs resulting from an agent action.
Compensate
Resolve financial harm caused by an eligible agent mistake.
Appease
Provide a customer resolution without requiring a merchant refund.
Protect
Power an AI agent purchase protection program.
Resolve
Handle payment edge cases that don't fit neatly into a traditional refund.
How an AI agent refund works
See how it works
1. Customer reports a problem
“That's not the hotel I asked you to book.”
2. Agent evaluates the transaction
Compare authenticated customer intent against the action taken.
3. Apply your resolution policy
Determine eligibility, amount and approval requirements.
4. Call TodayPay
Initiate the appropriate financial resolution.
5. Customer receives the resolution
6. Agent closes the interaction
“I've fixed it.”
Stop making customers chase merchants for agent mistakes.
Traditional customer experience
“Please contact the merchant to request a refund.”
Agent-native customer experience
“I got it wrong. I've taken care of it.”
The difference is infrastructure.
Refunds are only one form of resolution. TodayPay is the resolution API for agentic commerce.
An AI agent shouldn't be constrained by the architecture of the original transaction. That's why TodayPay is more than an AI refund API.
Build with TodayPay
AI Agent Purchase Protection
AI Agent Reimbursement API
Agentic Commerce Resolution
